Small Business Funding
There are 32.5 million small businesses in the United States, making up over 90% of the nation’s business population. No matter your industry, stand out from the competition and drive your business forward with up to $500,000 in funding from NextGen Capital—with funds available in as little as 24 hours.
Small Business Funding When You Need It
Lack of cash flow is one of the most common challenges faced by small business owners, especially for seasonal businesses, those that rely on invoicing, or those with long accounts receivable periods.
Sometimes, small businesses need a boost in working capital to keep up with industry changes and drive growth. While traditional lenders like banks offer funding, and some industries or regions provide grants or special financing programs, the application process can take months with no guarantee of approval. Many small businesses—especially those seeking smaller loans, operating in high-risk industries, with low credit, or without collateral—face rejection.
With a streamlined application, fast approvals, and flexible eligibility requirements, NextGen Capital can fund more small businesses in as little as one business day. We offer a variety of funding options, ranging from $3,000 to $500,000, across all industries, including attorneys, auto dealers, construction companies, dental practices, manufacturers, medical practices, restaurants, retailers, and more.
Small Business Funding Solutions
will help you achieve your goals without compromising your business’s cash flow.
Merchant Cash Advance
You get working capital when you need it. We’ll receive a percentage of your daily or weekly credit card sales until the advance is repaid.
Invoice Factoring
Sell us your pending invoices in exchange for the net amount in cash. You’ll receive the balance of the invoices’ value when we receive payment (minus our fee).
Collateral Loan
A secured loan that uses commercial real estate to reduce risk. Because the loan is secured, you may be approved for larger loan amounts with lower rates and fees.
Business Line of Credit
Borrow as much or as little as you need without the obligation of a fixed term loan. Draw and repay as you go, and only ever pay interest on the amount you've borrowed.
How To Use Small Business Funding
There are no restrictions on how you can use alternative small business funding. It is ideal for supporting growth initiatives that help increase revenue, such as:
- Hiring staff so you can expand services and take on more business
- Purchasing new equipment or technology
- Renovating or remodeling your space to offer a more comfortable environment
- Expanding your business or acquiring another business
- Building a new website or expanding your existing online presence
- Purchasing raw materials or inventory in bulk at lower prices
- Investing in continuing education and training
- Energizing your marketing and advertising to bring in more business
Will You Qualify for Small Business Funding?
Exact qualification requirements depend on the type of funding you are seeking. Approval for small business funding from NextGen Capital isn’t based solely on your credit score or financial history. Instead, we focus on the overall health of your business, including:
- Business revenue
- Cash flow
- Vendor payment history
- Years in business
- Public records
- Pay for professional development courses for you and your team
How Accounting Firm Funding Works
Small Business Funding Q&A
Yes! Hiring new employees is a great way to invest in the long-term growth of your business. Expanding your team allows you to take on more clients, improve efficiency, and scale operations.
We have a simple application process, and same-day funding is available. To get started, just fill out our one-page application form or speak with a Funding Advisor.
Your funding can be used for a variety of business needs, depending on your industry and goals. Some common uses include:
✔ Equipment and software purchases to improve operations
✔ Marketing and advertising expenses to attract new customers
✔ Expansion costs such as opening a new location or upgrading facilities
✔ Inventory purchases to meet growing demand
There are no restrictions on how your funds can be used. We have a very simple application process, with same-day funding available. To get started, fill out our one-page application form or speak with a Funding Advisor.
