Broker Services

Become a NextGen Capital® ISO partner and grow your client base while you earn top commissions. We’ll help you fund more deals in less time, and with superior speed and communication, we can help you outpace your competition.

NextGen Capital Merchant Cash Advance ISO

NextGen Capital® is a direct lender offering fast funding solutions up to $250,000 for your clients. Our ISO program and dedicated ISO relationship managers specialize in quick, personalized service that connects brokers and underwriters so you can fund more deals. We partner with:

Independent brokers
Brokerage firms
Brokers at other funding companies

How to Become an ISO Partner

The first step in joining our ISO program is to fill out an online application. Be prepared with information about your company, including Tax ID Number (EIN), ownership, and brokerage’s funding practices. Then, print the application, sign and return it to us. Our team will review your application and get back to you within 1 business day.

Why Partner With NextGen Capital?

Our friendly, expert funding advisors will work with you to determine which funding option
will help you achieve your goals without compromising your business’s cash flow.

Diverse Funding Options

We offer numerous funding products up to $250,000, including merchant cash advances, invoice factoring, collateral loans, and business lines of credit.

Top Comission and Low Fees

NextGen Capital pays among the highest ISO commissions, up to 19%. We also offer one of the lowest syndication fees in the country.

Fast, Streamlined Approvals

Upfront underwriting ensures less repricing and fewer declines later in the process.

We Fund Most Industries

NextGen Capital funds businesses in most industries, including high-risk industries.

Dedicated Broker Support

Our Broker Support Help Desk Team will do all the leg work for you—all you need to do is close the deal. Your dedicated ISO relationship manager will respond to any questions you have in four hours or less (during regular business hours).

Flexible Repayment Schedules

Weekly payments are available. We also offer discounts for early payoff.

Priority 1 Status For New ISO Partners

New partners have “Priority 1” status and all associated benefits for up to 60 days, and the opportunity to continue receiving these benefits after 60 days.

White Label Contracts

Strengthen your brand identity by using our contract with your own logo.

Benefits for Merchants

As a NextGen Capital ISO partner, you can unlock a number of advantages for your clients, including:

Fast Funding Programs

Exact qualification requirements depend on the type of funding you are seeking. Approval for small business funding from NextGen Capital isn’t based solely on your credit score or financial history. Instead, we focus on the overall health of your business, including:

2 Stipulation MCA

Approval for merchant cash advance ISO is based on bank account verification and merchant interview. Ideal for businesses in operation for 2+ years, with no NSFs, overdrafts, or negative days. No negative information must be found regarding the business or its principles, and businesses with large rent payments will have payments verified.

Escrow Program

Ideal for merchants who want to receive funding prior to paying off an existing merchant cash advance from another lender. After funding with NextGen Capital, the merchant must contact their other lender and disclose they have been funded by us, request to satisfy their balance, and provide us with a payoff letter.

Early Pay-Off Program

Business owners have the option to pay off their working capital loan at 30, 60, or 90 days from the date of funding to receive a discount. Factor rate reductions are granted for every 30 days early.

Ethical Broker Partnerships

At NextGen Capital, our first priority is your merchants’ success. We are looking to partner with ethical brokers who share our values and our dedication to integrity, service, and teamwork by providing a merchant-focused, responsible approach to funding.

Brokers must learn about NextGen Capital’s services and understand and support our policies, with a commitment to help merchants make smart funding decisions. In the best interests of your merchants, NextGen Capital has a zero-tolerance policy for double funding, and all broker ISO partners must agree not to participate in double funding. Brokers must also agree not to charge additional fees to the merchant.

How Accounting Firm Funding Works

Apply

Gather 3 months of bank statements and other records. For faster approval, grant us secure access to your bank account’s transactional data.

Choose Funding

A Funding Advisor will reach out to you within 1 hour (during regular business hours) to complete your application & discuss your funding options.

Get Funded

Once you and your Funding Advisor determine what funding option works for your business, your funds can be approved and deposited within 24 hours.

Set Repayment

Payments will be automatically deducted from your business’s daily or weekly debit and credit card sales. Payment amounts will be based on your sales.

All Industries

See Industries We DO Not Serve

Banks, Credit Unions, Mortgage Lenders
Non-Bank Finance Companies
Money Services Businesses
Bail Bonding
Factoring & Purchase Order Financing
Financial Transaction Processing
Credit Protection, Restoration & Repair
Collection Agencies & Debt Buyers
Debt & Tax Reduction Services
Securities & Commodities Dealers and Brokers
Real Estate Brokers or Agencies
Appraisers & Real Estate Consultants
Lessors of Estates & Real Estate “Flippers”
Call Centers & Answering Services
Mailing & Fulfillment Houses
Title Companies & Escrow Agencies
Churches (will fund non-profits that are non-religious)
Notaries
Brokerages
Online Auction