Dental Practice Funding
With over 75% of dentists in the U.S. owning their own practices, securing the right funding can help you provide top-tier care and stay competitive in your area. Get up to $500,000 in funding from NextGen Capital® in as little as 24 hours to support your practice’s growth and operational needs.
Reliable Dental Practice Funding
Traditional lenders often view dentist loans as low risk due to the high earning potential, net worth, and stable income of dental professionals. While banks and the SBA may offer funding, their application processes can take months, with no guaranteed approval. During this waiting period, valuable opportunities to grow and expand your practice may be lost.
As an alternative lender, NextGen Capital provides faster and more accessible dental practice funding compared to traditional lenders. With a streamlined process, approvals can be granted quickly, and funds can be deposited in as little as 24 hours. NextGen Capital offers flexible funding options ranging from $3,000 to $500,000, supporting various dental specialties, including general dentists, dental hygienists, orthodontists, oral surgeons, periodontists, and more.
Dentist Funding Solutions
Our friendly, expert Funding Advisors will work with you to determine which funding option will help you
achieve your goals without compromising your dental practice’s cash flow.
Merchant Cash Advance
You get working capital when you need it. We’ll receive a percentage of your daily or weekly credit card sales until the advance is repaid.
Invoice Factoring
Sell us your pending invoices in exchange for the net amount in cash. You’ll receive the balance of the invoices’ value when we receive payment (minus our fee).
Collateral Loan
A secured loan that uses commercial real estate to reduce risk. Because the loan is secured, you may be approved for larger loan amounts with lower rates and fees.
Business Line of Credit
Borrow as much or as little as you need without the obligation of a fixed term loan. Draw and repay as you go, and only ever pay interest on the amount you've borrowed.
How To Use dental practice funding:
There are no limitations on how you can utilize dental practice funding from NextGen Capital. These funds are best used to support growth strategies that enhance your practice’s revenue, such as:
- Upgrading or purchasing new equipment and lab supplies to meet modern care standards
- Expanding services, including online billing, scheduling, and extended office hours
- Investing in training for advanced dental procedures
- Acquiring a new location or expanding your current practice
- Renovating your office to create a more comfortable patient experience
- Boosting marketing and advertising efforts to attract new patients


Will You Qualify for Dentist Funding?
Exact qualification requirements depend on the type of dental practice funding you are seeking. Approval for dentist funding from NextGen Capital isn’t based solely on your credit score or financial history. Instead, we focus on the overall health of your practice, including:
- Business revenue
- Cash flow
- Vendor payment history
- Years in business
- Public records

How Accounting Firm Funding Works
Dental Practice Funding Q&A
Yes, traditional lenders like banks and the SBA consider dental practice loans low risk but have lengthy application processes that can take months, with no guaranteed approval. As an alternative lender, NextGen Capital offers a faster approval process, often providing funds within 24 hours.
Alternative funding can help you seize growth opportunities without the delays of traditional loans. With flexible approval criteria, NextGen Capital provides funding ranging from $3,000 to $500,000, supporting dental professionals such as dentists, orthodontists, oral surgeons, periodontists, and more.
NextGen Capital offers multiple financing solutions tailored to your practice’s needs, ensuring quick access to funds for expansion, equipment purchases, operational costs, and other essential expenses.
The application process for equipment financing for dental businesses is designed to be quick and straightforward. Most applications are reviewed and approved within a few business days, allowing you to access the funds you need promptly. Our team works diligently to ensure a smooth and efficient financing experience.