Gas Station Funding
Most gas stations in the United States are independently owned by individuals, families, or small business operators. To stay competitive and expand your business, securing the right financial support is essential. With funding of up to $500,000 available from NextGen Capital in as little as 24 hours, you can invest in upgrades, inventory, and operational improvements to fuel your growth.
Quick & Reliable Gas Station Funding
Gas stations handle a large number of transactions daily, but traditional lenders often classify them as “high risk” due to fluctuating revenue, low profit margins, and the reliance on cash sales. As a result, securing funding through conventional banks can be challenging and time-consuming.
With a simple online application, rapid approval process, and flexible requirements, NextGen Capital can provide gas station funding much faster than traditional lenders. Businesses that process a high volume of credit card and cash transactions—such as gas stations—are well-suited for alternative financing. In many cases, we can approve your funding request within one business day.
NextGen Capital offers a variety of small business funding solutions, with loans ranging from $3,000 to $500,000. We provide funding for all types of gas stations, including independent gas stations, truck stops, service stations, and gas station convenience stores.
Gas Station Funding Solutions
Our friendly, expert Funding Advisors will work with you to determine which funding option will help you achieve your
goals without compromising your gas station’s cash flow.
Merchant Cash Advance
You get working capital when you need it. We’ll receive a percentage of your daily or weekly credit card sales until the advance is repaid.
Invoice Factoring
Sell us your pending invoices in exchange for the net amount in cash. You’ll receive the balance of the invoices’ value when we receive payment (minus our fee).
Collateral Loan
A secured loan that uses commercial real estate to reduce risk. Because the loan is secured, you may be approved for larger loan amounts with lower rates and fees.
Business Line of Credit
Borrow as much or as little as you need without the obligation of a fixed term loan. Draw and repay as you go, and only ever pay interest on the amount you've borrowed.
How You Can Use Gas Station Funding
There are no restrictions on how you can use NextGen Capital’s gas station funding. Whether you’re looking to expand, upgrade, or improve daily operations, our funding solutions can help you reach your goals.
Invest in Growth & Expansion
Gas station funding is ideal for initiatives that can increase revenue and attract more customers, such as:
- Upgrading infrastructure and repairing essential facilities
- Installing EV charging stations to cater to electric vehicle owners
- Enhancing services by adding a car wash, convenience store, or food service
- Stocking up inventory for your retail shop
- Expanding to a new location to grow your business
- Renovating your station for a modern, customer-friendly experience
- Improving security with better lighting, surveillance, and protection systems
Will You Qualify for Gas Station Funding?
Exact qualification requirements depend on the type of gas station funding you are seeking. Approval for gas station funding from NextGen Capital isn’t based solely on your credit score or financial history. Instead, we focus on the overall health of your business, including:
- Business revenue
- Cash flow
- Vendor payment history
- Years in business
- Public records
How Gas Station funding Works:
Gas Station Funding Q&A
We offer a quick and easy application process, with same-day funding available. To get started, simply fill out our one-page application or speak with a NextGen Capital Funding Advisor for personalized assistance.
You can seek funding from traditional lenders like banks or the SBA, but approval can be slow and difficult. Alternative lenders like NextGen Capital offer flexible funding options that focus on the overall health and potential of your business, rather than just your credit score. We provide revenue-based financing, such as merchant cash advances, which are ideal for businesses with lower credit scores.
Yes, most traditional banks classify gas stations as high-risk due to fluctuating fuel prices, regulatory requirements, and thin profit margins. This makes it harder to secure funding. As an alternative lender, NextGen Capital has different approval requirements and can provide funding in as little as 24 hours to cover project expenses, labor, materials, and more..
Most traditional banks consider gas stations to be high-risk and will not fund them. As an alternative lender, we have different approval requirements, and can approve more funding for “high risk” industries. We can provide you with the funds you need to cover project expenses, labor, materials and more, often in less than 24 hours.
